About us
About Liquor Stores Financing
One industry, one focus: getting independent liquor store owners the funding they need, fast and on fair terms.
Who we are
Liquor Stores Financing focuses on one industry: independent liquor, wine, and beer stores. We built this site because liquor store owners kept running into the same problems. Banks that didn't understand COD distributor terms. Lenders that wanted alcohol inventory as collateral they couldn't legally resell. Cash advance companies debiting their registers every single day.
Liquor retail has its own rules, and your financing should be built around them.
Meet your funding specialist
Marie Lokmanyan
Vice President & Senior Loan Consultant
Marie has spent 20 years in commercial banking and business lending, including more than a decade as a private banker at Wells Fargo. Marie works one-on-one with every liquor store owner who contacts us.
- 20 years in commercial banking and business lending
- Former Private Banker at Wells Fargo for more than 10 years
- Business funding consultant to small businesses since 2016
- B.S. in Business Administration, New York University
Our lending partner
Loans are funded by ARF Financial, LLC, a direct business lender founded in 2001 and licensed by the California Department of Financial Protection and Innovation (California Finance Lender License No. 6037958). Over two decades it has reported more than 18,000 loans approved and over $1 billion in proceeds, working with independent retailers, restaurants, and franchise owners nationwide.
What we do
- Give you straight answers about what your store qualifies for and what it will cost
- Fund fast: a same-day callback, same-day approval once we have your bank statements, and funding in 3–7 business days, with fixed payments and no daily debits
- Tell you when we're not the right fit, and point you toward SBA or bank options when they're better
- Publish free guides on buying, opening, valuing, and financing liquor stores
How we get paid
Our review is free. We're compensated by our lending partner when a loan closes. It never changes what we publish, and you'll always see your full cost before you sign. See our disclosures and editorial standards.