Funding for independent liquor, wine & beer stores · $5K–$1.5M · Same-day approvals · Funding in 3–7 business days Talk to a funding specialist: (310) 402-1600

Learn

Guides for liquor store owners

What we've learned about buying, opening, running, and financing liquor stores.

Practical, plain-English guides for people who own, buy, or open liquor stores, researched from primary sources such as SBA rules and federal and state regulations. Read how we write and fact-check.

Guide

How to Buy a Liquor Store: A Step-by-Step Guide for Buyers

The full process, from finding listings and verifying sales to license transfer and closing.

Read guide →
Guide

Liquor Store for Sale? 15 Things to Verify Before You Make an Offer

A 15-point due diligence checklist to run on any listing before you offer.

Read guide →
Guide

How to Open a Liquor Store: Costs, Steps, and Funding

Startup costs by category, licensing steps, location tips, and funding options.

Read guide →
Guide

How to Write a Liquor Store Business Plan Lenders Will Approve

A section-by-section outline with the projections and evidence credit officers look for.

Read guide →
Guide

How Much Is a Liquor License for a Liquor Store?

Why license costs range from hundreds of dollars to $1M+, and how to pay for one.

Read guide →
Guide

Liquor Store Profit Margins: How Much Do Owners Make?

Gross and net margins by category, a sample P&L, and how to improve profitability.

Read guide →
Guide

How to Value a Liquor Store

SDE, multiples, inventory, and license value, explained the way lenders see them.

Read guide →
Guide

Liquor Store Loan Documents Checklist

Everything lenders ask for, organized by loan type. Gather it once, close faster.

Read guide →
Guide

SBA 7(a) vs. SBA 504: Which Is Right for Your Liquor Store?

What each program finances, how they're priced, and when to use both.

Read guide →
Guide

Why Liquor Store Loans Get Declined (and How to Fix It)

The top reasons lenders say no to liquor stores, and how to fix each one.

Read guide →
Guide

Holiday Inventory and Cash Flow Planning for Liquor Stores

A month-by-month plan for stocking, funding, and paying off the holiday season.

Read guide →

Find out what your store qualifies for today

Answer a few questions and a funding specialist will get back to you the same business day. Send your last 3 bank statements and you can be approved the same day. Checking won't affect your credit.