Privacy Policy
This Privacy Policy explains how Liquor Stores Financing (“Liquor Stores Financing,” “we,” “us”) collects, uses, shares, and protects information when you visit liquorstoresfinancing.com (the “Site”) or use our services. Our services are intended for business owners seeking commercial financing, not for personal, family, or household purposes.
Information we collect
Information you provide
- Contact information: name, email address, phone number, business name, and mailing address.
- Business and financing information: financing purpose and amount, state, time in business, revenue ranges, estimated credit range, and details you share in messages, documents, or calls.
- Communications: records of your emails, calls, texts, and form submissions.
Information collected automatically
- Device and usage data: IP address, browser type, device identifiers, pages viewed, referring URLs, and time on site.
- Cookies and similar technologies: see our Cookie Policy.
Information from third parties
With your authorization, lenders or funding providers we introduce you to may share status updates about your request with us. We may also receive information from service providers who help us verify contact details or prevent fraud.
How we use information
- To review your financing request and communicate with you about options
- To introduce you, with your permission, to lenders and funding providers that may meet your needs
- To operate, maintain, secure, and improve the Site and our services
- To send service communications and, where permitted, marketing communications you can opt out of
- To comply with law, enforce our terms, and prevent fraud
How we share information
- Our lending partner: we share the information you submit with ARF Financial, LLC (California Finance Lender License No. 6037958) and its loan consultants so they can evaluate and respond to your funding request. The lender uses your information under its own privacy policy.
- Service providers: hosting, form processing, CRM, email, telephony, and analytics providers that act on our behalf under contractual confidentiality obligations.
- Legal and safety: when required by law or to protect rights, safety, and property.
- Business transfers: in connection with a merger, acquisition, or sale of assets.
We do not sell your personal information for money, and we do not share it with list brokers. Where state law treats certain advertising or analytics cookies as a “sale” or “sharing,” you can opt out as described below.
Text messages and calls
If you provide your phone number and consent, we and our lending partner, ARF Financial, LLC, may contact you about your request by call or text, including by automated means. Message and data rates may apply. Reply STOP to opt out of texts or HELP for help. Mobile information is not shared with third parties for their marketing purposes.
Your choices and rights
Depending on where you live, you may have the right to request access to, correction of, deletion of, or a copy of your personal information, and to opt out of targeted advertising, “sales,” or “sharing.” To make a request, email info@liquorstoresfinancing.com. We'll verify your request and respond within the time required by law. You won't be discriminated against for exercising your rights. You may use an authorized agent where permitted by law. We honor Global Privacy Control signals where required.
You can unsubscribe from marketing emails using the link in any email.
Data security and retention
We use reasonable administrative, technical, and physical safeguards, including encrypted (HTTPS) connections. No method of transmission or storage is completely secure. We keep information as long as needed for the purposes above and to meet legal, accounting, and record-keeping requirements.
Children
The Site is intended for adults conducting business. We do not knowingly collect information from anyone under 18.
Changes
We may update this policy. The effective date above shows when it last changed. Material changes will be highlighted on the Site.
Contact
Liquor Stores Financing
Email: info@liquorstoresfinancing.com
Mail: the mailing address listed on our Contact page